Credit Relief

Don't Face Foreclosure Alone

If you own real estate which is in danger of being foreclosed on, call me. I can prevent the foreclosure and get you up to 48 months to bring your mortgage current. This is done through Chapter 13. You will be allowed to make your monthly payments, and your lender will be required to accept them and apply them to the current month.

I Will Get Your Vehicle Back

If your vehicle has been repossessed, I can get it back for you without you being required to pay off the full balance that is owed. The court will require you to obtain and prove insurance coverage on the vehicle. Call me to set up an appointment and determine your rights.

Let Me Stop the Lawsuit!

If you are being sued, I can stop the lawsuit. I can also prevent your creditor from obtaining a judgment against you. If your creditor has already obtained a judgment, I can render the judgment void in your favor. I can also remove judgment liens against your property.
Garnished Wages

Don't Become a Victim to Garnished Wages

If your paycheck or bank account is being garnished, I can force the garnishment to be released and some or all of the money be returned to you. Don’t let it ruin your life. Give me a call so that I can get you back on track financially.
Creditor Harassment

I Won't Let You Stand for Creditor Harassment

Creditor harassment can take on many forms. This might be phone calls, foreclosures, letters, lawsuits, garnishing wages, repossessions or money taken out of your bank account. I can stop this harassment and file Chapter 13 or Chapter 7 in the Eastern District of Missouri or in the Southern District of Illinois. These actions may also constitute a violation of the Fair Debt Collections Practices Act, which may even entitle you to damages against the creditor who is harassing you.
Call today to discuss your credit relief options!
When it comes to my clients, I do what I can to ensure that their needs are met. I work hard for you! Get in touch with me at Caraker, John C.
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